Auto Insurance Medical Payments Coverage: Why Should My Insurance Pay for My Injuries that Weren’t My Fault
New Hampshire has a form of auto insurance that is present in all policies in the State called “medical payment coverage”. This is a no-fault coverage that is non-subrogable. This means that it doesn’t matter whose fault the car accident was, as the insurer is required to pay medical payment coverage regardless of fault. So, why use it when the accident was not your fault? Most importantly, because “non-subrogable” means you don’t have to pay back any benefit paid under medical payment coverage. This is important, because all health insurance policies (whether through the government, your work, or a private policy) require they be reimbursed if you recover money from your injury case. Thus, using the medial payment coverage to maximize your own recovery is…

















