Bankruptcy Lawyers

  • Considering Bankruptcy During A Pandemic

    ByParnell, Michels & McKay Law Offices Hours

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    3 Tips on How To Reduce Credit Card Debit

    ByParnell, Michels & McKay Law Offices Hours

    If you are dealing with credit card debt, you may feel overwhelmed with no idea how to start your path toward financial relief. To help you achieve financial freedom, our bankruptcy attorneys have put together a few tips to help you reduce credit card debt: Tip 1: Make a plan to pay off your credit card balances. First, you must stop making additional charges on cards that you already cannot pay. Next, take all your credit card bills and stack them in order from the highest interest rate card to the lowest interest rate card and add all the minimum monthly payments together. Next, review your budget and figure out how much more money you can pay toward getting control of your credit card debt…

  • COVID-19; Finances: Is Bankruptcy for You?

    ByParnell, Michels & McKay Law Offices Hours

    The COVID-19 pandemic continues to plague our country as millions are out of work. Recognizing the monumental task before it to stave off depression, the Federal Government passed the CARES Act. This Act provided various forum of relief, but the most well-known include providing some families with a one-time, tax-free stimulus payment and increased unemployment insurance. Still, families are struggling to find ways to pay the bills during the pandemic. During this period of financial and employment uncertainty, many individuals are considering bankruptcy to try to save their homes, keeping their cars, or discharge debt they can simply no longer afford after months of joblessness. A common misconception is that bankruptcy means “losing” every single asset that you possess. This is simply not true. The…